Plan. Protect. Preserve.

 

PLAN YOUR FUTURE…

with TERM LIFE INSURANCE

meeting-of-businessmen-66People don’t like to discuss the need for life insurance, and yet we all want to know that our loved ones will be taken care of, if we are not around.

It is easier and more affordable than ever to secure your family’s financial security these days, with 10 year term, 20 year term or even 30 year term life insurance.

With a proper PLAN that includes term life insurance you can give yourself peace of mind knowing your family will have financial stability to live the life you want them to live.

A trusted insurance advisor is crucial when making decisions affecting your family’s financial future.
Follow the link below to read what mistakes NOT to make when buying low-cost term life insurance: Five Worst Ways to But Low Cost Life Insurance.

PROTECT YOUR INCOME…

with CRITICAL ILLNESS & DISABILITY INSURANCE

One in three Canadians develop a serious illness or injury before age 65. Without proper insurance coverage you can lose not only your income, but also your hard earned savings. This can derail your financial plan and your retirement for years.

But more than that- the stress of dealing with a medical issue, worrying about finances adds even more strain, and hampers recovery. Having this critical coverage, receiving much needed funds at such a critical time, allows you to pay for the medical care you need and want. Learn how critical illness and disability insurance coverage can help you.

Without proper insurance coverage your income and your hard earned savings are at risk. According to the Sun Life Canadian Health Index, 1 in 4 Canadians experienced financial difficulties in 2014 due to a health issue. This can derail your financial plan and your retirement plan for years.

This article from Investment Executive describes how being diagnosed with cancer totally changed an insurance advisor’s outlook on critical illness insurance: A Ringing Endorsement for CI Insurance.

PRESERVE YOUR ASSETS…

with RETIREMENT PLANNING & LONG TERM CARE INSURANCE

After years of working hard and saving for retirement, your life plans could be derailed if one of you needs long term care. PRESERVE your financial assets and your retirement savings by securing Long Term Care insurance early on.

After years of working hard and saving for retirement, your life plans could be derailed if you or your partner needs long term care. PRESERVE your finances by securing Long Term Care insurance early on.

According to this article from Moneysense, there are many reasons to consider Long Term Care Insurance for your financial plan.

 

The Toronto Star published an article in 2013 on how Wealthier Ontario Seniors May Be Asked to Pay for Home Care Costs, since the government, in order to cope with rising expenses in health care for seniors, is looking to Canadians to cover some of the financial costs of health care in later years.

Find out how much long term care will cost.

More and more Canadians these days are considering Long Term Care insurance coverage to be an integral part of their retirement planning. Are you?