We just experienced some of the best deals of the year last week with all of the Black Friday sales. Yet did you see any major sales advertised for life insurance? My guess is, NO.
That’s because EVERY day is like Black Friday when it comes to life insurance!
Let me explain…
Every day that passes mean you get older and on top of that health issues arise so getting insurance “today” versus some time in the future, would give you the best deal ever. Life insurance is never going to get cheaper than it is right now!
Unfortunately, though, life insurance is one of those things that people take for granted and assume they can buy as much as they want, whenever they want, like my client Sandy.
I had been talking to Sandy for months; she was a self-employed HR consultant, earning over $100,000 a year. She talked about getting disability insurance but every time we booked an appointment, she either postponed or cancelled.
One day I got a frantic call from her, “Aviva, I am in the hospital!” Sandy told me, “I fell and needed surgery and they are saying I will need months to recover, and lots of physiotherapy. Is there any way I can get that disability insurance we talked about?”
Of course we couldn’t get that for Sandy, not during her injury or even 6 months later. Sandy simply took her good health for granted, and waited too long.
Don’t take your good health for granted, and yes, even though the holidays are around the corner, don’t push off getting the insurance you need another week or month or year. Make it a priority to start the process NOW, and get the best deal you can….Remember it’s never going to be more affordable than it is right now!
Want to learn more about your healthcare solutions? Contact me for a complimentary 30-minute consultation.
Aviva Abraham is a group benefits and insurance advisor at Creative Planning. She has been providing healthcare solutions for self employed and business owners since 2010.